ADT® Authorized Dealer Serving Riverside, Moreno Valley, & The Inland Empire
Father and children entering through the front door of their home
September 08, 2026

Will A Home Security System Lower Insurance Rates In Riverside?

Absolutely! Most insurers provide discounts for home security systems in Riverside, generally ranging from 5-20% based on a few different variables. Savings can differ significantly based on the insurance company, where you live, and the type of system you select. Discover how to enjoy the most savings while supplying your family with exceptional protection

Why Do Insurers Offer Home Security Discounts?

Home security systems lower the risk of burglary, which means there’s a lower probability the insurer will be faced with a covered claim. Whenever you have monitored smoke detectors, CO sensors, and water sensors connected to your security system, the risk of damage from fires and flooding is lowered as well. You’re helping the insurer by lowering their payout risk. As a result, they’re happy to provide a premium discount.

What Riverside Home Security Systems Qualify For The Biggest Discount?

It’s only natural that you want the biggest discount possible. Here are some tips:

  • Get a monitored system. Professional monitoring is the best choice for your loved ones, and it’s often required by insurance providers to qualify for a discount. Gain the peace of mind you deserve and save some money while you’re at it.

  • Include monitored environmental equipment. You’ll likely earn even more savings by lowering the risk of damage from fires, CO leaks, and flooding. Having your carbon monoxide detectors, fire alarms, and water sensors professionally monitored also provides your family an invaluable backup during emergencies.

  • Choose a comprehensive system. Installing a multi-layered defense with video surveillance, motion sensors, door and window sensors, smart locks, and more, will be seen positively by the insurer and likely result in more savings.

Setting up a video camera by itself won’t instantly qualify you for a discount. Remember that your system should be monitored by professionals. 

How To Get Your Home Security Insurance Discount In Riverside

The first step to lowering your premiums is to reach out to the insurer after installing your home security system. They’ll likely want to see proof such as a certificate of installation or a monitoring contract. Leading home security providers like ADT frequently work with insurers and can assist with the needed paperwork.

ADT Systems Meet The Requirements For Insurance Discounts

Choose the best protection for your household and enjoy an insurance discount with an ADT security system in Riverside. Backed by the nation’s most extensive monitoring network, ADT offers the best in 24-hour professional monitoring. You’ll also appreciate multi-layered systems with video cameras, smart locks, environmental alarms, and much more.

What Will You Save? Build Your New ADT System In Riverside Today

The true advantage of ADT home security systems is the exceptional protection they give your Riverside family. Getting a discount on your home insurance bills is an added bonus. Customize your new system today by getting in touch with the ADT authorized dealers at Secure24 Alarm Systems. Place a call to (951) 253-3041 or fill out our form on this page.

Take the Security System Cost Quiz to Get Personalized ADT Equipment Recommendations